About
Long 100
Your Trusted Mortgage Experts
Buying a home is about more than interest rates. You need knowledgeable mortgage professionals who give you their best—consistently. Whether you're a first-time home buyer or looking to refinance, our professionally trained Mortgage Advisors are ready to help.
Why Choose Us
Personalized Service, Expert Guidance
Trusted Advisors
Our professionally trained staff provides personalized service tailored to your unique needs and financial goals.
Fast & Simple
We make the loan process straightforward and efficient, helping you secure the right home loan quickly.
Consistent Excellence
Count on knowledgeable originators who deliver their best work every time, from application to closing.
Purchasing a Home?
The home of your dreams is waiting for you. By offering personalized service, we quickly help secure the right home loan for our clients. We make the loan process simple, straightforward, and fast.
Our team of knowledgeable originators are on staff and ready to work for you. Whether you're a first-time buyer or experienced homeowner, we'll guide you through every step.
01
Consultation
Discuss your needs and financial situation with our experts
02
Pre-Approval
Get pre-approved to strengthen your buying power
03
Loan Options
Review personalized mortgage options in real-time
04
Closing
Complete the process and get your keys
Looking to Refinance?
If you're considering refinancing your current mortgage, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you in real-time. Your needs can change, so can your mortgage loan.
Lower Your Rate
Reduce your monthly payments by securing a lower interest rate on your existing mortgage.
Change Your Term
Adjust your loan term to pay off your mortgage faster or reduce monthly obligations.
Cash-Out Options
Access your home equity for renovations, debt consolidation, or other financial needs.
Tools
Calculate Your Mortgage
Get a sense of the costs of buying a home with our monthly mortgage calculator. Enter your home price, down payment, interest rate, and loan term to see your estimated monthly payment breakdown.
Home Price
Enter the total purchase price of the property you're considering.
Down Payment
Specify your initial payment amount, typically 3-20% of home price.
Interest Rate
Input the annual interest rate for your mortgage loan.
Loan Term
Choose your repayment period from 5 to 40 years.
Understanding Your Monthly Payment
Principal & Interest
The core payment that reduces your loan balance and covers borrowing costs.
Property Tax
Annual or semiannual tax assessed by local government, typically escrowed in your payment.
Homeowners Insurance
Protects your property from damage and covers liability for injuries on your property.
HOA Dues
Homeowners Association fees for services and amenities in your community or neighborhood.
Additional Payment Considerations
Mortgage Insurance
Protects lenders if borrowers default. Makes it easier for buyers with smaller down payments to purchase homes.
Additional Monthly Payment
Making larger payments can save on interest and pay off your mortgage sooner. Check for early payoff limits first.
Interest Only Period
Make interest-only payments for selected years before principal and interest payments begin.
First-Time Buyers
Your Journey to Homeownership
Explore Your Options
Learn about different loan types and what you qualify for based on your financial situation.
Get Pre-Approved
Strengthen your offer with a pre-approval letter showing sellers you're a serious buyer.
Find Your Home
Work with your real estate agent to find the perfect property within your budget.
Close the Deal
Complete the final paperwork and receive the keys to your new home.
Why Work With New Mortgage AI
AI
Best Experience
Helping Texas in families achieve homeownership dreams.
1000+
Happy Homeowners
Thousands of satisfied clients who trusted us with their mortgage needs.
24/7
Support Available
Our team is ready to answer your questions whenever you need us.
"Our professionally trained staff of Mortgage Advisors is ready to help you navigate every step of the home buying or refinancing process with confidence."
Ready to Get Started?
New Mortgage
13284 Pond Springs Road, Suite 405
Austin, TX 78729

NMLS: 275971
Let us help you find the perfect mortgage solution. Whether you're purchasing your first home or refinancing an existing loan, our knowledgeable team is here to provide personalized service and expert guidance every step of the way.