About
Long 100
Your Trusted Mortgage Experts

Buying a home is about more than interest rates. You need knowledgeable mortgage professionals who give you their best—consistently. Whether you're a first-time home buyer or looking to refinance, our professionally trained Mortgage Advisors are ready to help.

Why Choose Us
Personalized Service, Expert Guidance
Trusted Advisors

Our professionally trained staff provides personalized service tailored to your unique needs and financial goals.

Fast & Simple

We make the loan process straightforward and efficient, helping you secure the right home loan quickly.

Consistent Excellence

Count on knowledgeable originators who deliver their best work every time, from application to closing.

Purchasing a Home?

The home of your dreams is waiting for you. By offering personalized service, we quickly help secure the right home loan for our clients. We make the loan process simple, straightforward, and fast.

Our team of knowledgeable originators are on staff and ready to work for you. Whether you're a first-time buyer or experienced homeowner, we'll guide you through every step.

01
Consultation

Discuss your needs and financial situation with our experts

02
Pre-Approval

Get pre-approved to strengthen your buying power

03
Loan Options

Review personalized mortgage options in real-time

04
Closing

Complete the process and get your keys

Looking to Refinance?

If you're considering refinancing your current mortgage, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you in real-time. Your needs can change, so can your mortgage loan.

Lower Your Rate

Reduce your monthly payments by securing a lower interest rate on your existing mortgage.

Change Your Term

Adjust your loan term to pay off your mortgage faster or reduce monthly obligations.

Cash-Out Options

Access your home equity for renovations, debt consolidation, or other financial needs.

Tools
Calculate Your Mortgage

Get a sense of the costs of buying a home with our monthly mortgage calculator. Enter your home price, down payment, interest rate, and loan term to see your estimated monthly payment breakdown.

Home Price

Enter the total purchase price of the property you're considering.

Down Payment

Specify your initial payment amount, typically 3-20% of home price.

Interest Rate

Input the annual interest rate for your mortgage loan.

Loan Term

Choose your repayment period from 5 to 40 years.

Understanding Your Monthly Payment
Principal & Interest

The core payment that reduces your loan balance and covers borrowing costs.

Property Tax

Annual or semiannual tax assessed by local government, typically escrowed in your payment.

Homeowners Insurance

Protects your property from damage and covers liability for injuries on your property.

HOA Dues

Homeowners Association fees for services and amenities in your community or neighborhood.

Additional Payment Considerations
Mortgage Insurance

Protects lenders if borrowers default. Makes it easier for buyers with smaller down payments to purchase homes.

Additional Monthly Payment

Making larger payments can save on interest and pay off your mortgage sooner. Check for early payoff limits first.

Interest Only Period

Make interest-only payments for selected years before principal and interest payments begin.

First-Time Buyers
Your Journey to Homeownership
Explore Your Options

Learn about different loan types and what you qualify for based on your financial situation.

Get Pre-Approved

Strengthen your offer with a pre-approval letter showing sellers you're a serious buyer.

Find Your Home

Work with your real estate agent to find the perfect property within your budget.

Close the Deal

Complete the final paperwork and receive the keys to your new home.

Why Work With New Mortgage AI
AI
Best Experience

Helping Texas in families achieve homeownership dreams.

1000+
Happy Homeowners

Thousands of satisfied clients who trusted us with their mortgage needs.

24/7
Support Available

Our team is ready to answer your questions whenever you need us.

"Our professionally trained staff of Mortgage Advisors is ready to help you navigate every step of the home buying or refinancing process with confidence."

Ready to Get Started?
New Mortgage

13284 Pond Springs Road, Suite 405
Austin, TX 78729


NMLS: 275971

Let us help you find the perfect mortgage solution. Whether you're purchasing your first home or refinancing an existing loan, our knowledgeable team is here to provide personalized service and expert guidance every step of the way.